The terms and conditions that govern your use of our price comparison service.
By accessing and using Swipe Smart ("we," "us," "our," "the service"), you accept and agree to be bound by the terms and provision of this agreement.
If you do not agree to abide by the above, please do not use this service. These Terms of Service constitute a legally binding agreement between you and Swipe Smart regarding your use of our website and services.
💡 In Plain English: By using our website, you're agreeing to follow these rules. If you don't agree, please don't use our service.
Swipe Smart is a free comparison service that helps UK businesses find suitable payment processing solutions, including card readers and EPOS systems.
You're responsible for ensuring all information provided is accurate and complete. Inaccurate information may result in:
Whilst we strive to provide accurate, up-to-date information, we cannot guarantee that all details are completely current or error-free at all times.
Our comparison service provides general information and recommendations. Final terms, pricing, and acceptance are determined solely by the chosen provider. Always verify details directly with providers before making decisions.
To the maximum extent permitted by UK law, Swipe Smart excludes all liability for any direct, indirect, incidental, special, or consequential damages arising from your use of our service.
We are not responsible for the actions, services, or performance of third-party payment providers. Your agreement is directly with them.
We're not liable for service interruptions, technical failures, or data loss, though we'll work to resolve issues promptly.
We cannot be held responsible for financial losses resulting from your choice of payment provider or their services.
💡 Nothing in these terms excludes our liability for death or personal injury caused by negligence, fraud, or other liabilities that cannot be excluded under UK law.
All content on our website, including text, graphics, logos, images, and software, is the property of Swipe Smart or our licensors and is protected by UK and international copyright laws.
Provider information, logos, and trademarks remain the property of their respective owners. We use this content under fair use provisions for comparison purposes only.
You may stop using our service at any time. Simply stop accessing our website - no formal termination is required.
If you wish to have your data removed, please contact us with a deletion request.
We may suspend or terminate access to our service if you:
💡 Termination doesn't affect any rights or obligations that arose before termination, including our right to retain certain data as required by law.
These Terms of Service and any disputes arising from them shall be governed by and construed in accordance with the laws of England and Wales.
The UK courts will have exclusive jurisdiction over any disputes relating to these terms or your use of our service.
Contact us first to resolve any disputes amicably
We'll consider mediation for unresolved disputes
UK courts as a last resort for serious disputes
If you have questions about these Terms of Service or need clarification about our service, please don't hesitate to get in touch.
We may update these Terms of Service from time to time to reflect changes in our service, legal requirements, or business practices.
💡 Continued use of our service after changes means you accept the updated terms.
These Terms of Service are effective from 13 October 2025 and apply to all users of the Swipe Smart service.
Swipe Smart is committed to providing transparent, fair terms that protect both our users and our business.